Health Benefits Blog

Five Reasons to Eliminate the PPO Model

Five Reasons to Eliminate the PPO Model

If you’re an employee who currently has health benefits through your employer, you likely have a plan through a traditional broker with a Preferred Provider Organization or PPO. Think about your health insurance for a minute. Are you satisfied with your coverage,...

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Where Am I Paying Too Much in My Health Insurance Plan?

Where Am I Paying Too Much in My Health Insurance Plan?

Inflation naturally occurs each year and raises the cost of living. Healthcare isn’t immune to inflation, and costs for care are bound to increase over time. However, what if you’re experiencing dramatic increases in your health insurance costs–and seemingly not...

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How Do I Save Money With a Transparent Health Insurance Plan?

How Do I Save Money With a Transparent Health Insurance Plan?

On our previous blog, we discussed what exactly makes up a transparent health insurance plan and how this innovative model differs from the traditional broker-and-carrier model that most companies and employees are used to. One of the major benefits of a transparently...

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How Does a Transparent Health Insurance Plan Work?

How Does a Transparent Health Insurance Plan Work?

With all of the changing federal regulations surrounding transparency in healthcare–particularly with hospital pricing and employers’ roles as plan fiduciaries–considering switching to a transparently managed health insurance plan may be a good choice for your...

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What Is Transparent Pricing in Healthcare?

What Is Transparent Pricing in Healthcare?

In a self-funded healthcare plan, knowing just what you’re paying for and how much you and your employer are paying is critical. Too often, employees and employers both are unclear about the costs incurred by a plan and end up paying far more than expected. This can...

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What Is Stop-Loss in Health Insurance?

What Is Stop-Loss in Health Insurance?

Stop-loss is a common phrase used in the health insurance industry, but what exactly does this entail? Any time you have a self-funded or self-insured plan, your employer will also have stop-loss insurance to cover medical expenses during catastrophic events. A...

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